A charitable contribution of long-term appreciated securities — i.e. stocks, bonds, and/or mutual funds that have realized significant appreciation over time — is one of the most tax-efficient ways to give. This method of giving has become increasingly popular in recent years because of two key advantages:
- Any long-term appreciated securities with unrealized gains (meaning they were purchased over a year ago and have a current value greater than their original cost) may be donated to a public charity, and a tax deduction may be taken for the full fair market value of the securities — up to 30% of the donor’s adjusted gross income.
- Since the securities are donated rather than sold, capital gains taxes from selling the securities no longer apply. The more appreciation the securities have, the greater the tax savings will be.
Donations of long-term appreciated securities to the Alumni Association can be made by clicking the button below. We thank you for your contribution!